ABOUT AUTHOR

Michael Harris

Michael Harris is a certified financial advisor from Chicago who specializes in personal budgeting, investing, and financial literacy education. With over twelve years in financial planning, he’s helped families and young professionals achieve long-term financial stability. Michael’s writing emphasizes transparency, goal-setting, and smart saving habits. His mission is to simplify complex financial ideas so readers can make confident money decisions and build sustainable wealth for the future.

What is a Good Debt-to-Equity Ratio for You?

Ever wondered how companies pay for their operations and growth? They use two main sources: borrowed

OCF Formula Explained With Real Example

Understanding your company’s cash position is more important than knowing your profit. A business can show

When Will the Quantum Financial System Start?

Are you wondering when the Quantum Financial System will actually start? You’re not alone. Thousands of

Can You Really Trade Options After Hours?

Want to jump on a stock move the moment earnings drop at 5 p.m.? Too bad

How to Trade Commodities: Easy Steps for Beginners

Ever wondered how gold, crude oil, or coffee are traded on global markets? You’re not alone.

How Old Do You Have to Be to Invest in Stocks?

Wondering how old you have to be to invest? I used to think you had to

Stocks vs Bonds: Taxes, Return, & Risks

Starting to learn about investing can feel like walking into a new world. You hear about

How to Use Open Interest for Better Option Trading?

You know, when I first started trading options, I thought volume was all that mattered for

Are NFTs Still a Thing?

You’ve probably heard about NFTs. Maybe you even wondered if they still matter. The hype was

Risk Management in Trading: 9 Proven Techniques

In trading, profits are optional, but risk management is mandatory. Most traders fail not because they

Thinking about installing a Level 2 charger at home for your new electric vehicle? The level 2 charger installation cost

I used to wonder how long it would take to fully charge my electric car, especially on busy days when

If you’ve ever wondered how many kWh to charge a Tesla, you’re not alone. When I first looked into buying

I’ve learned that mastering options strategies isn’t just about making trades; it’s about stacking the odds in your favor when

If you’ve ever watched price charts closely, you might’ve spotted a candle with a small body and a long lower

Need a smarter way to depreciate your business assets that lose value fast instead of spreading costs evenly over years?

I’ve always wanted to understand how cars truly work, not just how to drive them, but how all the moving

If you’ve ever dealt with a weak or dead car battery, you’ve likely wondered how long to recharge car battery