ABOUT AUTHOR

Michael Harris

Michael Harris is a certified financial advisor from Chicago who specializes in personal budgeting, investing, and financial literacy education. With over twelve years in financial planning, he’s helped families and young professionals achieve long-term financial stability. Michael’s writing emphasizes transparency, goal-setting, and smart saving habits. His mission is to simplify complex financial ideas so readers can make confident money decisions and build sustainable wealth for the future.

How Does the Double Declining Balance Method Work?

Need a smarter way to depreciate your business assets that lose value fast instead of spreading

What is a Poor Man’s Covered Call?

Want to earn income from options but don’t have thousands to buy 100 shares? A Poor

What are Financial Values and its Importance?

Money choices can feel confusing sometimes, right? One day you want to save, and the next,

6 Key Benefits of Financial Literacy You Should Know

I used to think financial literacy meant simply knowing how to balance a checkbook. But it’s

11 Smart Ways to Save for a Down Payment Fast

Buying a home might seem out of reach when you think about saving up. I get

How to Set a Smart Investment Objectives That Work?

Before you put a single dollar into the market, it helps to know what you’re aiming

What are Some Key Components of Successful Budgeting?

Let me be honest with you: budgeting isn’t about punishment or restriction. It’s simply a plan

Top Benefits of Investing for Beginners

I used to think saving money was enough; stash it away, watch it grow, right? But

What Additional Paid In Capital Means in Accounting?

If you’ve ever looked at a company’s balance sheet and wondered what “additional paid-in capital” means,

What Does FFO Mean: A Simple Guide for REIT Investors

If you’ve ever tried to make sense of REIT reports, you know how confusing all the

Need a smarter way to depreciate your business assets that lose value fast instead of spreading costs evenly over years?

I’ve always wanted to understand how cars truly work, not just how to drive them, but how all the moving

If you’ve ever dealt with a weak or dead car battery, you’ve likely wondered how long to recharge car battery

When I first started using T cars, one of my biggest questions was, “How long do Tesla batteries last?” After

Electric vehicle repair caught my attention when I realized how different it is from working on a gas car. There’s

The first time I switched on EV Mode in my Toyota, I thought something was wrong because the car was

Have you ever wondered what gives a Tesla its amazing power? These electric cars can zoom down the road without

Ever think about how electric cars capture energy that regular vehicles waste as heat? Regenerative braking represents one of the