ABOUT AUTHOR

Michael Harris

Michael Harris is a certified financial advisor from Chicago who specializes in personal budgeting, investing, and financial literacy education. With over twelve years in financial planning, he’s helped families and young professionals achieve long-term financial stability. Michael’s writing emphasizes transparency, goal-setting, and smart saving habits. His mission is to simplify complex financial ideas so readers can make confident money decisions and build sustainable wealth for the future.

How Does the Double Declining Balance Method Work?

Need a smarter way to depreciate your business assets that lose value fast instead of spreading

What is a Poor Man’s Covered Call?

Want to earn income from options but don’t have thousands to buy 100 shares? A Poor

What are Financial Values and its Importance?

Money choices can feel confusing sometimes, right? One day you want to save, and the next,

6 Key Benefits of Financial Literacy You Should Know

I used to think financial literacy meant simply knowing how to balance a checkbook. But it’s

11 Smart Ways to Save for a Down Payment Fast

Buying a home might seem out of reach when you think about saving up. I get

How to Set a Smart Investment Objectives That Work?

Before you put a single dollar into the market, it helps to know what you’re aiming

What are Some Key Components of Successful Budgeting?

Let me be honest with you: budgeting isn’t about punishment or restriction. It’s simply a plan

Top Benefits of Investing for Beginners

I used to think saving money was enough; stash it away, watch it grow, right? But

What Additional Paid In Capital Means in Accounting?

If you’ve ever looked at a company’s balance sheet and wondered what “additional paid-in capital” means,

What Does FFO Mean: A Simple Guide for REIT Investors

If you’ve ever tried to make sense of REIT reports, you know how confusing all the

Thinking about installing a Level 2 charger at home for your new electric vehicle? The level 2 charger installation cost

I used to wonder how long it would take to fully charge my electric car, especially on busy days when

If you’ve ever wondered how many kWh to charge a Tesla, you’re not alone. When I first looked into buying

I’ve learned that mastering options strategies isn’t just about making trades; it’s about stacking the odds in your favor when

If you’ve ever watched price charts closely, you might’ve spotted a candle with a small body and a long lower

Need a smarter way to depreciate your business assets that lose value fast instead of spreading costs evenly over years?

I’ve always wanted to understand how cars truly work, not just how to drive them, but how all the moving

If you’ve ever dealt with a weak or dead car battery, you’ve likely wondered how long to recharge car battery